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| Travel Insurance
Program |
We offer all cruise customers
the option of purchasing trip insurance. Any vacation is an
investment and trip insurance is a sure way to protect that
investment in case the unexpected happens -- injury, illness,
or death to you, a traveling companion or a family member.
It protects the traveler against cancellation penalties and
travel interruptions. In addition, it covers emergency medical
expenses, lost baggage and delayed or damaged baggage.
Call one of our cruise specialists to find out which travel
insurance plan meets your specific needs. Our plan prices
are listed below. Additional restrictions may apply. Check
with your agent or refer to your policy. Pre-Existing Medical
Condition Exclusion Waived. If insurance is purchased within
7 days of initial payment.
If insurance is purchased within
7 days of initial trip deposit, the following benefits will
apply:
• Pre-exiting medical condition exclusion will be waived.
• Trip Cost Financial Default Protection
• $250 Change of Mind Coverage
|
| Trip
Cancellation |
Trip
Cost |
| Trip Interruption
|
125% Trip Cost |
| Travel Delay ($200 max p/day) |
$1000 |
| Baggage & Travel Documents |
$1000 |
| Baggage Delay |
$200 |
| Medical Expense |
$50,000 |
| Emergency Medical Transportation |
$300,000 |
| Accidental Death & Dismemberment |
$25,000 |
| Travel Guard* Assistance |
Included |
| Livetravel |
Included |
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PREMIUM
|
| Trip
Cost |
Age
0-34 |
Age
35-59 |
Age
60-69 |
Age
70-74 |
Age
75-79 |
Age
80-84 |
Age
85+ |
| $1-500 |
$35 |
$41 |
$59 |
$65 |
$83 |
$111 |
$139 |
| $501-1000
|
$59 |
$71
|
$98 |
$115 |
$143 |
$200 |
$224
|
| $1001-1500
|
$85 |
$97 |
$137 |
$161 |
$208 |
$260 |
$310 |
| $1501-2000
|
$109 |
$134 |
$175 |
$206 |
$277 |
$353 |
$396 |
| $2001-2500
|
$136 |
$167 |
$214 |
$265 |
$347 |
$455 |
$509 |
| $2501-3000
|
$159 |
$200 |
$254 |
$319 |
$417 |
$558 |
$625 |
| $3001-3500
|
$183 |
$241 |
$293 |
$372 |
$501 |
$655 |
$733 |
| $3501-4000
|
$205 |
$273 |
$332 |
$426 |
$573 |
$748 |
$838 |
| $4001-4500
|
$229 |
$306 |
$370 |
$493 |
$646 |
$841 |
$942 |
| $4501-5000
|
$252 |
$349 |
$409 |
$548 |
$717 |
$935 |
$1047 |
| $5001-5500
|
$290 |
$384 |
$449 |
$603 |
$789 |
$995 |
$1114 |
| $5501-6000
|
$310 |
$429 |
$509 |
$658 |
$862 |
$1054 |
$1180 |
| $6001-6500
|
$337 |
$465 |
$546 |
$736 |
$934 |
$1152 |
$1290 |
| $6501-7000 |
$367 |
$515 |
$588 |
$791 |
$1,005 |
$1250 |
$1400 |
| $7001-8000
|
$420 |
$570 |
$670 |
$877 |
$1114 |
$1383 |
$1549 |
| $8001-9000 |
$484 |
$663 |
$756 |
$990 |
$1259 |
$1567 |
$1755 |
| $9001-10,000 |
$558 |
$738 |
$842 |
$1104 |
$1402 |
$1746 |
$1955 |
| $10,001-11,000 |
$627 |
$845 |
$973 |
$1275 |
$1620 |
$2015 |
$2257 |
| $11,001-12,000 |
$696 |
$939 |
$1080 |
$1415 |
$1798 |
$2237 |
$2506 |
| $12,001-13,000 |
$765 |
$,032 |
$1187 |
$1556 |
$1977 |
$2460 |
$2755 |
| $13,001-14,000 |
$834 |
$1125 |
$1295 |
$1696 |
$2156 |
$2682 |
$3004 |
| $14,001-15,000
|
$903 |
$1218 |
$1402 |
$1837 |
$2334 |
$2904 |
$3253 |
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Rates are for Cruise.com customers
only.
TRIP CANCELLATION AND INTERRUPTION
Trip cancellation and interruption
pays for forfeited, non-refundable,
unused payments or deposits if due to:
• Sickness, injury or death of the insured, a traveling
companion or family member
• Financial default by the airline, cruise line, or tour
operator
• Termination of employment or layoff affecting you or
your traveling companion
• Weather conditions causing delay or cancellation of travel
• Your home being made uninhabitable by fire, flood, vandalism,
burglary or natural disaster
• Your being subpoenaed, required to serve on jury duty,
hijacked or quarantined
• Being involved in or delayed due to a traffic accident
en route to departure
• Military Duty (having your leave revoked or being reassigned
within 10 days of departure date)
• Being the victim of a felonious assault within 10 days
prior to your departure date
Reasons not covered
• Carrier caused delays such as mechanical difficulties
(covered under Travel Delays)
• Travel arrangements cancelled by the tour operator, airline,
or cruise line.
• Change in plans ("I just don't want to go.")
• Normal pregnancy or childbirth
• Financial circumstances ("I can't afford to go.")
• Business or contractual obligations ("My boss changed
my vacation.")
• Any government regulation or prohibition, war, civil
disorder, nuclear reaction or contamination
Tour Cost - Default Protection
• Pays lost deposits due to the Financial Default of
any airline, tour operator, or cruise line.
• Default by the person, agency, or tour operator from
whom you purchased your travel arrangements or this coverage
is excluded.
Baggage Delay $200
• Reimburses for the purchase of essential items if
bags are delayed for more than 24 hours
Travel Delay $600
Reimburses up to $200 a day for additional accommodations
and traveling expenses if delayed for 12 hours due to:
• Carrier delay such as mechanical difficulties or weather
• Lost passport, money, or travel documents
• Natural disaster
• Injury or sickness of the insured or Travel companion
Emergency Medical Transportation
$20,000
• Evacuation to nearest adequate medical facility
• Up to $5,000 for medical escort
• Transportation of remains upon death
Baggage & Travel Documents
$1,000
• Reimburses for loss, theft, damage, and mysterious
disappearance of baggage and personal effects
• Primary coverage- no need to present a claim to another
carrier such as homeowner's
• Covers loss due to unauthorized use of credit cards if
the insured has complied with credit card conditions
• Pays for administrative fees to reissue lost or stolen
tickets
Missed Cruise Connection $500
• Reimburses up to $500 for additional transportation
costs to join your trip
• Also pays for reasonable accommodation and meals (up
to $100 per day) for the non-refundable unused portion of the
prepaid expenses
Accidental Death & Dismemberment
$25,000
Covers death and loss of limb or eyesight within 180 days of
an accident
Medical Expense $10,000
• No daily limits or deductibles
• Pays for doctor, hospital, ambulance services, and prescription
medications. Initial treatment must be received during the trip.
We will pay for covered expenses for up to one year from date
of injury or sickness
• Pays for emergency dental expenses during the trip
Travel Guard® Assistance
- this is a service benefit
• Advancement of funds to cover on-site medical expenses
• Telephone interpretation services in major languages
• Replacement of lost passport and other incidentals as
may be required
• Assistance in locating local physicians, dentists, or
medical facilities
• Professionals will monitor the insured's condition and
contact their personal physician
• Evacuation to a hospital, treatment facility or back
home
• 24 hour emergency hotline
Pre-Existing Medical Condition
Exclusion Applicable To All Coverages
We will not pay for loss or expense incurred as the result of
injury or sickness of an insured or family member which manifests
itself during the 60 days immediately preceding and including
the effective date, unless the condition is controlled through
the taking of prescription drugs or medication and remains controlled
throughout the 60 day period. A sickness has manifested itself
when:(a) medical treatment has been given; (b) there exist symptoms
which would cause a reasonably prudent person to seek diagnosis,
care, or treatment.
NOTE: The above exclusion will be waived if the insurance is
purchased within 7 days of initial payment. This is applicable
to all coverages contained in the policy. You must be medically
able to travel when you pay your premium. In the event that
a claim is filed, the injury or illness must be substantiated
to our claims department.
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